Most of us have experienced loss at some point in our lives. Whether it was a friend, pet, or relative, we have all felt the pain of a loved one’s passing. Personally, my great aunt, grandmother and grandfather were the hardest for me. I also lost one of my great friends Tim very unexpectedly my last year of college. He was 23 years old.
Unfortunately, many people not only have experienced loss, but what it feels like when that loved one(s) did not prepare for their inevitable passing.
Yes…. INEVITABLE passing.
Do not get me wrong, I love life and I want my loved ones to live long, healthy, abundant lives. But the truth is, WE ALL HAVE TO GO SOMETIME! Death is not, nor has ever been, optional. I’m pretty sure if it was, we would be in the real life walking dead right about now.
God never promised us an unlimited life. We were not brought into the world to be here forever. We are spiritual beings, and when we physically leave this earth, we will spiritually go to be with the Lord (well, some of us, but that’s none of my business).
All of that considered, unless we meet our demise because of an apocalypse, Sodom and Gomorrah Part II, or like the unfortunate Missouri family that lost 9 members of their family in a tragic boating accident last year, more than likely, when we leave God’s green earth, we will be leaving loved ones behind.
Think about it…...
Life is moving along like business as usual and suddenly your loved one is gone……... This loved one has life insurance, a will and all their final affairs are in order and completely accessible.
Yes, you are devastated and grieving, BUT you get to keep their house that they worked to hard to get in the family, their car is paid off and available for a family member when they become of age to drive and you were able to plan a lovely funeral and repast for all of their loved ones to come and celebrate the contributions that they made to the world.
Now picture this…….
That same loved one meets an unexpected demise. They have no life insurance, no will, you have no idea where anything is AND you cannot afford to bury them. At this point, not only are you broken hearted because your loved one is no longer here, now you are stressed because you must figure out all of their final affairs and arrangements all on your own, or with people who are just as clueless and bereaved as you are.
Doesn’t sound very exciting does it?
Helping families maintain their lives after the death of a loved one is a truly fulfilling experience. The downside is that many insurance agencies/ agents have been given a bad rap. Yes, some insurance salesmen are pushy, self-absorbed and single focused, but not all. Many insurance agents see and FEEL the value that they can bring into the lives of others during a difficult time. Many even and utilize their role as a service to God.
One thing people do not understand is that yes, life insurance agents receive a commission from their sales, but never get it twisted, 9 times out of 10, they had to scout you out, damn near beg you to commit to an appointment, reschedule Lord knows how many times, and finally drive to a location of more than likely YOUR CHOICE to present you with this life-changing knowledge before even getting close to a sale! So, trust, they deserve every bit of that commission, because they worked for it!
In my humble opinion, while you lovely people are running around dodging the neighborhood life insurance agent that is working diligently to make your life better, those insurance agents are driving around listening to motivational speakers, self-help audio books, and church sermons to stay in good spirits because they are constantly dealing with and getting rejected by people who would rather spend money remodeling a home that the bank is going to come and take in 5 minutes after they die because they did not have life insurance and cannot afford to have it paid it off in the event of their untimely death.
SO before you shun the life insurance agent that is looking to help you and your family get properly protected, put yourself in the shoes of those who have and will have to come out of pocket to bury/ cremate an adult individual who did not see the need to spend a measly $30 a month to make sure their final affairs were in order.
Life insurance is something we all need and should be talking about and securing. We all must go sometime, and trust me, apple care nor Geico car insurance will be donating to your GoFundMe account. #StayWoke.